Did you know that failure to have workers’ compensation coverage is a criminal offense in many states?

Workers’ compensation covers most employees at a place of business, regardless of how they are paid (W-2 or 1099). Special limitations and exclusions apply to owners, corporate officers, partners and certain classes of employees and contractors.

Coverage is available as it relates to medical treatment reasonably required to cure and relieve the effects of a work-related injury or illness, as well as income loss, disability, rehabilitation and death.

In addition, proper workers’ compensation coverage helps protect employers from fraudulent claims of workplace injury.

Following is a list of the workers’ compensation services offered by Dickerson Employee Benefits Insurance Services’ Property and Casualty Division.

1. Experience Modification Monitoring
2. Claims Reviews
3. Claims Management
4. Safety and Loss Control Analysis
5. IIPP compliance
6. OSHA Compliance